Inspiration....

Light....

It has been quite sometime that I updated my blog, been so busy with work and hardly have time even to go to facebook or even catch up with friends on msn. It's bad times now and alot of problems around the world. Even news came that companies become bankrupt overnight or even states in America too. Not only that perhaps Singapore is one of the countries that will feel a large hit in the economic crisis.

With people more declined to spend, business become hard to do and sales drops...however i'm still pretty much able to earn a income that keeps me surviving. Compared with other people in the managements of big companies drawing perhaps 30K salary, what i'm earning is peanuts to them, however to friends whose company closed down due to cashflow problems and bad debts, I'm pretty much (laugh), well...better off.

Reading news has never been more agony to me for the life that I lived, over-comfortable, over-inspired, over-motivated...yeah! There are pros and cons, but well over here we have to be comfortable in order to earn a "survivable" income. Why? It's because what we are earning is enough to keep us running for the month, but not truly enjoying ourselves. Perhaps the benchmark for the word "enjoy" is overrated...but ever walked into a restaurant and then after the bill came, you told yourself that I have to save abit in the current week perhaps skipping a few breakfasts to make up the spendings of the weekend.

Ever wanted to go out to an outing but worried about the taxi fare to go home?

I am having all these worries now...I may have money to spend currently, but in the event that something happen, I will not be able to sustain. Talked to alot of people recently, well i talked to alot of people everyday, I learned that there are different management of lives (This might be common sense but trust me, you have to totally zero to listen to some of them)...One of them confided in me that he is holding on to a management post in a huge company but because of the crisis, he is the first to go because he draws a 30K salary....well that is the reason why he has to sell properties to make up for the 30K salary and to keep up to his instalments of the liabilities....

Sad...?

Something even more sad...i learned that the people who purchased properties last year under the deferred payment scheme is gonna be in deep trouble this mid year to next year. Imagine this statistics...you bought an apartment for $1.2milllion dollars at 1200 per square feet (1000 square feet) and well it's under the deferred payment scheme so you pay a down payment and then the rest you will start getting loans when the apartment is ready (TOP). The crisis started and the apartment is now valuated at only $600,000 at 600 per square feet....So which bank will be able to loan you $1.2 million when the apartment has depreciated 50%? And there is no such thing as 100% loan as I know of in property...Even if there is 100% loan you can only loan up to $600,000....so where to find the remainder?

This is something to ponder about....

Flop? Misconception? I can see alot of people jumping off buildings this June....Or Strait Times will be full of bankruptcy notices....

Well...mind is full of all these...almost no life...Thank God Nigel grabbed me out for some KTV session if not I might be still in the midst of working non-stop for a small profit...well perhaps for this few months I might be still able to sustain...but I might collapse anytime now....my body is starting to show signs that shouts warning to rest...

LOL...

I guess it is a pretty long post...Thanks for reading anyway...I wonder if there is anyone out there....

- Synn

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